Archive for December 10th, 2008

Litratong Pinoy: all i want for Christmas [mahalagang regalo]

Wednesday, December 10th, 2008

santa-1
back in the Philippines I used to have a fairly big old santa. and that’s about it. and it’s only this year that i bought a couple or so santa pieces in our almost 5 years stay here in the US…the photo above was meant to be sent to my mother-in-law who is actually collecting these old santas…
[sa tinagal tagal namin dito sa Amerika, sa unang pagkakataon bumili ako ng mga santa.]

santa-2
and this is what i am contributing this week for our theme…after all, we all once had the notion that all presents are from santa right? those gifts we dream about oh so dearly? remember that walking, talking, singing and dancing doll, whatever these dolls can possibly do now?
[para sa tema natin ngayong linggo, ang dahilan kung bakit tayo nagpapakabait tuwing panahon ng kapaskuhan...si santa klaus!]
and this santa sings too!:]

chino-snow
and to finish my title…
all i want for Christmas, is my 2 front teeth!
and he got $2 for those!… not from santa though:]
[tamang tama naman na kakatanggal lang ng mga yan ilang araw pa lang ang nakakaraan! at pikon na pikon kapag kinakantahan namin nitong kantang ito!:]

UPDATE:as of 2pm today, another front tooth came off! waaah!!! that’s another dollar due tomorrow!:]

an entry for LP-gift

zero rate

Wednesday, December 10th, 2008

Just last night I was talking to my cousin about transferring our existing credit cards into a single account that offers zero percent interest for a year or so. This would be a very big advantage especially during these crunch time that we are all experiencing considering the current high interest rates of our existing credit accounts. Whether it is a personal or business need, these zero percent APR balance transfer credit cards makes a huge difference therefore, it is best to look for the best credit card available now which offers a low interest or low APR, a 0% introductory APR or 0% APR balance transfers. These low rate credit cards are advantageous more particularly for business credit cards which often has larger balances with higher interest rates because this would mean they can save a huge amount of money in interest payments. After the introductory 0% rate expires in a 12 to 15 billing cycle, only then you apply the ongoing market interest rate. Check out Zerorate.net and compare. You can securely apply online and even calculate your potential savings before you make a commitment.  There are even banks which offer no annual fee, earn points that can be redeemed for gift cards, travel or other merchandise and get approved in less than 60 seconds! Now this is my task, to search and compare different balance transfer offers and start saving on high interest rates.

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